about us
Creating harmony in every transaction
Creating harmony in every transaction
Creating harmony in every transaction
In global payments, every detail matters — timing, cost, accuracy, and trust. Yet too often, those elements are out of sync. Businesses wait days for funds that should arrive in hours. Margins vanish in hidden FX markups. Promising deals stall because the right payment corridors aren’t accessible.
In global payments, every detail matters — timing, cost, accuracy, and trust. Yet too often, those elements are out of sync. Businesses wait days for funds that should arrive in hours. Margins vanish in hidden FX markups. Promising deals stall because the right payment corridors aren’t accessible.
In global payments, every detail matters — timing, cost, accuracy, and trust. Yet too often, those elements are out of sync. Businesses wait days for funds that should arrive in hours. Margins vanish in hidden FX markups. Promising deals stall because the right payment corridors aren’t accessible.
At HarpFi, we saw the disconnect and set out to create something better: a platform where every part of a transaction works together so money movement feels as natural as it should. We built HarpFi for businesses that need local collection, fair FX, and access to hard‑to‑reach corridors.
At HarpFi, we saw the disconnect and set out to create something better: a platform where every part of a transaction works together so money movement feels as natural as it should. We built HarpFi for businesses that need local collection, fair FX, and access to hard‑to‑reach corridors.
At HarpFi, we saw the disconnect and set out to create something better: a platform where every part of a transaction works together so money movement feels as natural as it should. We built HarpFi for businesses that need local collection, fair FX, and access to hard‑to‑reach corridors.
Harmony through speed, transparency, and trust
Harmony through speed, transparency, and trust
Harmony through speed, transparency, and trust
Named or FBO Multi-Currency Accounts in GBP, EUR, USD, AED, HKD, and NGN, each with local bank details.
Named or FBO Multi-Currency Accounts in GBP, EUR, USD, AED, HKD, and NGN, each with local bank details.
Competitive FX Rates you can see before you convert — no hidden markups.
Competitive FX Rates you can see before you convert — no hidden markups.
Local and International Rails for faster settlements, often the same day on major corridors.
Local and International Rails for faster settlements, often the same day on major corridors.
Compliance Support for corridors others can’t or won’t serve.
Compliance Support for corridors others can’t or won’t serve.
When every part of a transaction works together, the results speak for themselves
When every part of a transaction works together, the results speak for themselves
When every part of a transaction works together, the results speak for themselves
our promise
our promise
For our clients, harmony means more than smooth operations...
For our clients, harmony means more than smooth operations...
...It means better margins, stronger relationships, and faster growth.
...It means better margins, stronger relationships, and faster growth.
...It means better margins, stronger relationships, and faster growth.
We believe in clarity
We believe in clarity
You’ll always know your rates before you commit.
You’ll always know your rates before you commit.
We believe in speed
We believe in speed
If there’s a faster legal route, we’ll use it.
If there’s a faster legal route, we’ll use it.
We believe in trust
We believe in trust
Your funds are safeguarded, and your data stays private.
Your funds are safeguarded, and your data stays private.
Let’s get your money motion in sync
If your business moves money across borders, HarpFi can help you keep more of it, receive it faster, and access the markets others can’t, all while ensuring harmony in every transaction.
Let’s get your money motion in sync
If your business moves money across borders, HarpFi can help you keep more of it, receive it faster, and access the markets others can’t, all while ensuring harmony in every transaction.
Let’s get your money motion in sync
If your business moves money across borders, HarpFi can help you keep more of it, receive it faster, and access the markets others can’t, all while ensuring harmony in every transaction.
© 2025 crossbeam financial services
Have a complaint?
Crossbeam Financial Services Ltd. trading as HarpFi (10338529) is regulated by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference 938488).
Registered address: 66-68 Radclyffe House, Hagley Road, Birmingham, B16 8PF, United Kingdom.
© 2025 crossbeam financial services
Have a complaint?
Crossbeam Financial Services Ltd. trading as HarpFi (10338529) is regulated by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference 938488).
Registered address: 66-68 Radclyffe House, Hagley Road, Birmingham, B16 8PF, United Kingdom.
© 2025 crossbeam financial services
Have a complaint?
Crossbeam Financial Services Ltd. trading as HarpFi (10338529) is regulated by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference 938488).
Registered address: 66-68 Radclyffe House, Hagley Road, Birmingham, B16 8PF, United Kingdom.